{"id":10063,"date":"2018-10-04T09:58:02","date_gmt":"2018-10-04T14:58:02","guid":{"rendered":"http:\/\/72.52.184.4\/~cropinsuranceina\/?p=10063"},"modified":"2018-10-04T10:01:41","modified_gmt":"2018-10-04T15:01:41","slug":"montana-farms-fight-weather-low-prices-to-stay-in-business","status":"publish","type":"post","link":"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/montana-farms-fight-weather-low-prices-to-stay-in-business\/","title":{"rendered":"Montana Farms Fight Weather, Low Prices to Stay in Business"},"content":{"rendered":"<p><a href=\"http:\/\/portal.criticalimpact.com\/go\/1\/f2052d1f6abb563ba6473c7b9fa19141\/29371\/4a709ea9c54e8725\/4cae0a6991163cbf3947229f28c3afba\">Evan Volf<\/a> spent a few years in banking after college. He had a good job with Northwest Farm Credit Services managing a growing portfolio in Bozeman.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-medium wp-image-10061\" src=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0433-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0433-300x200.jpg 300w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0433-768x513.jpg 768w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0433-1024x683.jpg 1024w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0433-272x182.jpg 272w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>It was 9-5 with weekends off, retirement and health insurance. The money was great for his growing family.<\/p>\n<p>But Volf\u2019s heart was at the family ranch and farm 120 miles north in Judith Gap. He grew up there with his two brothers and always dreamed of going back to work the land with his father, <a href=\"http:\/\/portal.criticalimpact.com\/go\/1\/f2052d1f6abb563ba6473c7b9fa19141\/29371\/4a709ea9c54e8725\/ddae22d3ba250b413947229f28c3afba\">Jeff<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p>When his dad called one day and said there was a chance to lease more land and grow the business, he gladly gave up his banking job and moved his family back to the farm.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-10060\" src=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0420-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0420-300x200.jpg 300w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0420-768x513.jpg 768w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0420-1024x683.jpg 1024w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0420-272x182.jpg 272w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>It certainly wasn\u2019t the low pay or working seven days a week at the mercy of weather that brought him back.<\/p>\n<p>\u201cWhat brought us back is the lure of the country lifestyle and being your own boss and working with your family,\u201d he said. \u201cAnd working with your kids on a day-to-day basis and bringing them up with the values that we all know and love.\u201d<\/p>\n<p>The story of the Volf family is among several that National Crop Insurance Services documented in Montana as part of its ongoing series on American farmers and ranchers. The state\u2019s vast distances and often unpredictable weather make farming and ranching here challenging.<\/p>\n<p>Today, Evan farms with his wife, Brittany, three children EJ, Miles and Dexter, and his mom and dad. They raise red angus cattle, wheat, barley, alfalfa along with willow creek hay barely and peas.<\/p>\n<p>This year, bad weather delayed planting. Typically, they are seeding by April 20, but weren\u2019t able to get a seed in the ground until May 5.<\/p>\n<p>And a big storm two days later brought five more inches of snow and kept them out of the fields for another two weeks.<\/p>\n<p>His father, also grew up on the farm and ranch and has been running it full-time since 1978. He\u2019s seen plenty of springs like this last one.<\/p>\n<p>\u201cMother nature is always in the background saying hey we are going to dry out here next week \u2026 so we just really need to have (crop insurance) to cover our expenses if we do have major wipe out here with hail or a drought. And we\u2019ve had that,\u201d Jeff said.<\/p>\n<p>Evan is likewise glad that crop insurance is part of the family\u2019s business plan.<\/p>\n<p>\u201cThankfully, we have crop insurance to help us manage these kinds of circumstances. We pay for this protection, but it is well worth it,\u201d he explained.<\/p>\n<p>Not far from the Volf farm, insurance adjusters learned how to accurately assess damage to crops in <a href=\"http:\/\/portal.criticalimpact.com\/go\/1\/f2052d1f6abb563ba6473c7b9fa19141\/29371\/4a709ea9c54e8725\/b5a1592913a9019f3947229f28c3afba\">a training session<\/a> at Montana State University\u2019s Central Ag Research Center in Moccasin.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-10062\" src=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0378-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0378-300x200.jpg 300w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0378-768x513.jpg 768w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0378-1024x683.jpg 1024w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0378-272x182.jpg 272w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>Eddy Joyce, an adjuster with ARMTech Insurance, who currently serves as the chair of the NCIS Montana Committee, was one of the instructors.<\/p>\n<p>\u201cWe provide schools for both new and experienced adjusters and we also discuss potential policy issues within the crops here in Montana,\u201d Joyce said.<\/p>\n<p>Joyce said having a training school is important to make sure everyone is on the same page and to get all the adjusters, both young and old \u2013 experienced and inexperienced \u2013 familiar with the policies so there\u2019s no variability.<\/p>\n<p>\u201cAny time you can be prepared and educated, I believe in any field, you are going to put whoever you are working with at ease. If they can see you are a knowledgeable individual within your field and a professional within your field they are going to be a lot more comfortable with you than if you go in blind, so to say,\u201d Joyce said.<\/p>\n<p>Mike Mills, who works for Rural Community Insurance Services and served as a trainer at the school, agreed.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-10064\" src=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0134-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0134-300x200.jpg 300w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0134-768x513.jpg 768w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0134-1024x683.jpg 1024w, https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/wp-content\/uploads\/2018\/10\/DSC_0134-272x182.jpg 272w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>\u201cIt\u2019s really important that adjusters are trained in the NCIS procedures for the crops that have been researched so very well by the different aggregate universities throughout the Northwest and Montana and some even in southern Canada. They give us the most viable and accurate and fair way of providing, adjusting and evaluating crop damage to give the farmers fair payments on the policies they have bought,\u201d Mills said.<\/p>\n<p><em>Watch these stories and more at <a href=\"http:\/\/portal.criticalimpact.com\/go\/1\/f2052d1f6abb563ba6473c7b9fa19141\/29371\/4a709ea9c54e8725\/f37a8cbdbf3ac6693947229f28c3afba\">cropinsuranceinmystate.org<\/a><\/em><\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Evan Volf spent a few years in banking after college. He had a good job with Northwest Farm Credit Services managing a growing portfolio in Bozeman. It was 9-5 with [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":22,"featured_media":10059,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,25],"tags":[],"class_list":["post-10063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-farmers","category-whats-cropping-up"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Montana Farms Fight Weather, Low Prices to Stay in Business - Crop Insurance Keeps America Growing<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/montana-farms-fight-weather-low-prices-to-stay-in-business\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Montana Farms Fight Weather, Low Prices to Stay in Business - Crop Insurance Keeps America Growing\" \/>\n<meta property=\"og:description\" content=\"Evan Volf spent a few years in banking after college. 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