{"id":4506,"date":"2013-05-16T10:12:53","date_gmt":"2013-05-16T14:12:53","guid":{"rendered":"http:\/\/www.ncis.staging.wpengine.com\/?p=4506"},"modified":"2013-05-16T10:12:53","modified_gmt":"2013-05-16T14:12:53","slug":"crop-insurance-in-action-marvin-jensen-kensington-minnesota","status":"publish","type":"post","link":"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/crop-insurance-in-action-marvin-jensen-kensington-minnesota\/","title":{"rendered":"CROP INSURANCE IN ACTION:  Marvin Jensen, Kensington, Minnesota"},"content":{"rendered":"<p>Local legend has it that a group of Vikings happened upon this part of west-central Minnesota in 1362 and left runic inscriptions on a piece of stone. Hundreds of years later, a local farmer found the stone, and the discovery has forever added an air of mystique to the town on Kensington, Minnesota, and the fabled Kensington runestone.<\/p>\n<p><a href=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/\/wp-content\/uploads\/2013\/05\/marv-jensen-pic.JPG.jpg\"><img decoding=\"async\" class=\"alignleft\" alt=\"marv jensen pic.JPG\" src=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/\/wp-content\/uploads\/2013\/05\/marv-jensen-pic.JPG-224x300.jpg\" \/><\/a>Marvin Jensen grew up on a farm near Kensington, and has heard discussions of the runestone his entire life. Jensen, a second-generation farmer who cultivates about 1,900 acres of corn and soybeans, says that like the runestone, the local weather is an ongoing mystery that is sometimes impossible to plan for.<\/p>\n<p>Jensen lives in a part of the state that was not as heavily damaged by the drought of 2012. But his farm wasn\u2019t entirely unaffected.<\/p>\n<p>\u201cI\u2019m not really in the bad part of the state that got really hurt,\u201d he says. \u201cI have some light soil that dried out because we didn\u2019t get all that much rain, but much of the rest of my soil is heavier and it held what little moisture we received better,\u201d he said. Jensen says that the corn in his lighter soils averaged about 60 bushels to the acre, with the heavier soils yielding around 208 bushels. \u201cAnd that\u2019s considered a pretty good yield for this area,\u201d he said.<\/p>\n<p>\u201cWe really didn\u2019t have much rain at all, but it just came at the right time,\u201d said Jensen, who added that getting his seed in the ground early also helped the success rate of his crop. He noted that while his farm obviously didn\u2019t experience the worst of the drought, there were many farmers in the southern part of the state who did, and lost nearly everything.<\/p>\n<p>And that kind of extreme variability \u2014 which can leave one farmer\u2019s fields wilted while leaving those of another farmer just a county away in relatively good shape \u2014 is why Jensen purchases crop insurance every year.<\/p>\n<p>Jensen said that he\u2019s been purchasing crop insurance since the mid 1990s, when the federal government stepped in to encourage greater participation in the program and began to partially discount the farmers\u2019 premiums. \u201c Before that, a guy really couldn\u2019t afford it,\u201d he said.<\/p>\n<p>Jensen recalled a major disaster he faced in 1980, before most farmers could afford to purchase crop insurance. \u201cA big storm came through with hail stones, some of which were about the size of cannonballs,\u201d he said. \u201cThe hail was so big it punched holes in my aluminum roof,\u201d he explained. \u201cIt wiped out my whole crop, and I didn\u2019t have any crop insurance, or any hail insurance.\u201d<\/p>\n<p>Jensen says that when it hit, he was lucky because most of his land was already paid for and he was able to use that land as collateral to borrow on for his next year\u2019s production costs. \u201cSo that\u2019s what kept me in business,\u201d he said.<\/p>\n<p>Jensen said that handling natural disasters through the crop insurance program is much preferred to the past, when farmers couldn\u2019t or didn\u2019t purchase crop insurance and then found themselves relying on federal disaster assistance when calamity struck. \u201cBy the time a disaster bill got through Congress and the money arrived, it was two, three years late,\u201d he said. \u201cAnd a bank isn\u2019t going to make a production loan based on a promise from the federal government that can take years to deliver,\u201d he added.<\/p>\n<p>Jensen is happy that the new emphasis is on the public-private partnership of crop insurance. \u201cA crop insurance claim is much quicker, and you get your money in a month or two.\u201d<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Local legend has it that a group of Vikings happened upon this part of west-central Minnesota in 1362 and left runic inscriptions on a piece of stone. Hundreds of years [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":52,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,23],"tags":[],"class_list":["post-4506","post","type-post","status-publish","format-standard","hentry","category-news","category-testimonials"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CROP INSURANCE IN ACTION: Marvin Jensen, Kensington, Minnesota - Crop Insurance Keeps America Growing<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/crop-insurance-in-action-marvin-jensen-kensington-minnesota\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CROP INSURANCE IN ACTION: Marvin Jensen, Kensington, Minnesota - Crop Insurance Keeps America Growing\" \/>\n<meta property=\"og:description\" content=\"Local legend has it that a group of Vikings happened upon this part of west-central Minnesota in 1362 and left runic inscriptions on a piece of stone. 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