{"id":5380,"date":"2014-03-27T12:36:32","date_gmt":"2014-03-27T16:36:32","guid":{"rendered":"http:\/\/www.ncis.staging.wpengine.com\/?p=5380"},"modified":"2014-03-27T12:36:32","modified_gmt":"2014-03-27T16:36:32","slug":"crop-insurance-in-action-matt-huie-beeville-texas","status":"publish","type":"post","link":"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/crop-insurance-in-action-matt-huie-beeville-texas\/","title":{"rendered":"CROP INSURANCE IN ACTION:  Matt Huie, Beeville, Texas"},"content":{"rendered":"<p><a href=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/\/wp-content\/uploads\/2014\/03\/Matt-Huie.png\"><img decoding=\"async\" class=\"alignleft\" alt=\"Matt Huie\" src=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/\/wp-content\/uploads\/2014\/03\/Matt-Huie-300x249.png\" \/><\/a>Bee County in the coastal bend of Texas near the Gulf of Mexico was not spared the crippling drought which struck the state with the worst dry spell in almost a century in 2011 and continued for several years.<\/p>\n<p>Matt Huie works on 5,000 acres of row crops plus a cow-calf operation there, and the headquarters of his operation is near Beeville, Texas. He has been farming the last 15 years since graduating from college.<\/p>\n<p>For him, crop insurance has been invaluable. Huie calls it \u201cthe most vital risk management tool\u201d in his quiver. \u201cWe always buy it, and have since we started,\u201d said Huie.<\/p>\n<p>\u201cIt\u2019s required to secure loans in our area. Because of the severe drought in Texas, we have used it two of the last three years. Without it we would be out of business, along with two-thirds of the farmers in our area,\u201d he said.<\/p>\n<p>Huie explained that crop insurance enables farmers to survive disasters like searing drought or devastating floods so they can farm again the following year. The farmers pay premiums into the program so they can recoup some of their losses, which is a better alternative than ad hoc disaster aid that would have to pass through a Congress that is often stalemated by partisan debate.<\/p>\n<p>Huie said crop insurance is \u201ceven more important to young farmers like us who are more leveraged\u201d in providing collateral to keep their operations running.<\/p>\n<p>He also disputed claims by some critics that farmers care more about collecting an insurance check than raising a crop. \u201cIf you have ever had an insurance claim on anything, be it a homeowners claim or an automobile, you know that it helps shield you from a catastrophic loss. But in reality, it\u2019s (just) making the best of a bad situation,\u201d he said.<\/p>\n<p>Like other insurance policies, there is a deductible involved which is \u201cusually 30 percent in our area,\u201d he added.<\/p>\n<p>Huie said he hopes people will understand the importance of the work farmers do, even in a society where most take for granted that safe, affordable food is readily available in their supermarkets.<\/p>\n<p>\u201cIn a global market where competing nations recognize the strategic importance of maintaining a domestic agriculture industry, subsidies will continue to exist because there is no greater threat to a government than to have people that are hungry,\u201d he said.<\/p>\n<p>When farmers like Huie file a crop insurance claim, they only do so after suffering a loss.<\/p>\n<p>\u201cA common misconception people have is that crop insurance guarantees a profit. Wrong!\u201d he declared.<\/p>\n<p>\u201cThere are a few groups out there that would like to paint a different view of farmers, fat cats that live on handouts. There may be some of those out there, but I don&#8217;t know them,\u201d Huie stated.<\/p>\n<p>\u201cThe farmers I know study the most efficient, economical way to grow a crop,\u201d Huie added. \u201cThey rush to fertilize and plant with faith that Mother Nature will bring rain and crops will grow to sell at harvest. They agonize over the weather, insects, decisions, and generally sleep very poorly during the growing season. Those are not the traits of a fat cat.\u201d<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Bee County in the coastal bend of Texas near the Gulf of Mexico was not spared the crippling drought which struck the state with the worst dry spell in almost [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":22,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,23],"tags":[],"class_list":["post-5380","post","type-post","status-publish","format-standard","hentry","category-news","category-testimonials"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CROP INSURANCE IN ACTION: Matt Huie, Beeville, Texas - 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