{"id":5643,"date":"2014-09-02T10:44:17","date_gmt":"2014-09-02T14:44:17","guid":{"rendered":"http:\/\/www.ncis.staging.wpengine.com\/?p=5643"},"modified":"2014-09-02T10:44:17","modified_gmt":"2014-09-02T14:44:17","slug":"crop-insurance-in-action-shawn-holladay-lamesa-texas","status":"publish","type":"post","link":"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/crop-insurance-in-action-shawn-holladay-lamesa-texas\/","title":{"rendered":"CROP INSURANCE IN ACTION:  Shawn Holladay, Lamesa, Texas"},"content":{"rendered":"<p><a href=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/\/wp-content\/uploads\/2014\/09\/shawn-holladay-photo.jpg\"><img decoding=\"async\" class=\"alignleft\" alt=\"shawn holladay photo\" src=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/\/wp-content\/uploads\/2014\/09\/shawn-holladay-photo-239x300.jpg\" \/><\/a>Shawn Holladay, a fourth-generation cotton farmer from Dawson County, Texas, looks to agriculture as his sole source of income. It\u2019s not a bad argument for wanting the status quo to continue.<\/p>\n<p>Ask one who\u2019s been in farming for decades for his proverbial \u2018staying power\u2019 and he will likely tell you farming is a beloved legacy, he has a passion for growing crops that ensure the well-being of Americans, and throw in a bit of spiel about how crop insurance has made it possible for him to survive against nature\u2019s odds.<\/p>\n<p>For 25 years, Holladay has used crop insurance to protect his 6,500-acre farmland in Lamesa\u2014devoted to cotton, some grains and peanuts\u2014and ensure its stability in the face of prolonged drought. Especially vulnerable are farms like his that have been in families for three or four generations.<\/p>\n<p>\u201cMy operation could not begin to stand the losses associated with drought and the severe weather without it,\u201d said Holladay, an industry leader and cotton grower who has won the Farm Press\/Cotton Foundation High Cotton Award for his conservation and sustainable farming practices. \u201cThe current drought would have taken out most, if not all, farms in the area where my operation is located.\u201d<\/p>\n<p>For Holladay, crop insurance has been mostly a budgetary expense. But he religiously takes out a policy year after year to keep his operation viable, especially with the current drought in Texas that has lasted three years and incurred losses for many Texas farmers.<\/p>\n<p>\u201cWhen our production is up to par we pay premiums and there have been many years when I have received no indemnity,\u201d he said.<\/p>\n<p>But he is also realistic about attitude toward his insurance.<\/p>\n<p>\u201cCrop insurance is established on production levels that are averaged over 10 years. The only cost effective purchase of insurance comes with a deductible of 20-40 percent. When considering the huge increase in input costs the U.S. farmer still has to be able to stand a significant amount of the loss between the actual production and the break-even on the farm. To be able to do this requires an efficient operation,\u201d Holladay explained.<\/p>\n<p>One of the most important things to consider when developing a safety net is the farms that are producing the lion\u2019s share of the goods. \u201cPenalizing your most efficient operations through payment limits and AGI (Adjustment Gross Income) determinations is self-defeating,\u201d he argued.<\/p>\n<p>The safety net aspect of crop insurance is vital for the United States farm industries to compete globally in the face of a volatile world economy.<\/p>\n<p>\u201cOur ability as a country to be self-sufficient in food and fiber is imperative,\u201d he maintained. \u201cThe day we are not able to sustain a profitable ag industry will be a shift in our very identity as a country.\u201d<\/p>\n<p>A well-crafted farm bill that provides a cost-effective safety net is essential if the U.S. is serious about keeping its edge in the market.<\/p>\n<p>\u201cOur ability to keep producing the abundant, safe, supply of farm goods is in jeopardy if we don&#8217;t consider other countries and what they are doing when it comes to subsidies,\u201d he theorized. \u201cU.S. farmers have increased efficiency and for the most part increased in size to achieve economies of scale.\u201d<\/p>\n<p>For the most part, increased acreage and efficiency are essential to combat slim margins, Holladay said. And such can only be possible in an operation that is secure and thriving.<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Shawn Holladay, a fourth-generation cotton farmer from Dawson County, Texas, looks to agriculture as his sole source of income. It\u2019s not a bad argument for wanting the status quo to [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":52,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,23],"tags":[],"class_list":["post-5643","post","type-post","status-publish","format-standard","hentry","category-news","category-testimonials"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CROP INSURANCE IN ACTION: Shawn Holladay, Lamesa, Texas - Crop Insurance Keeps America Growing<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/crop-insurance-in-action-shawn-holladay-lamesa-texas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CROP INSURANCE IN ACTION: Shawn Holladay, Lamesa, Texas - Crop Insurance Keeps America Growing\" \/>\n<meta property=\"og:description\" content=\"Shawn Holladay, a fourth-generation cotton farmer from Dawson County, Texas, looks to agriculture as his sole source of income. 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