{"id":8961,"date":"2017-08-01T10:21:46","date_gmt":"2017-08-01T15:21:46","guid":{"rendered":"http:\/\/72.52.184.4\/~cropinsuranceina\/?p=8961"},"modified":"2017-08-15T13:38:21","modified_gmt":"2017-08-15T18:38:21","slug":"icymi-us-farmers-rely-on-crop-insurance","status":"publish","type":"post","link":"https:\/\/iripreviewsite.com\/cropinsuranceinamerica\/icymi-us-farmers-rely-on-crop-insurance\/","title":{"rendered":"ICYMI: US farmers rely on crop insurance"},"content":{"rendered":"

By: Rex Williamson
\nPublished in The Columbus Dispatch<\/em><\/a>
\nJuly 26, 2017<\/p>\n

My family has been in agriculture in northwest Ohio for generations. My great-grandfather, grandfather, and dad farmed. I followed in their footsteps.<\/p>\n

It was a great blessing. We were taught to love and appreciate hard work, and we learned to work as a family.<\/p>\n

I carried this same work ethic into my own business 30 years ago, when I decided to leave the family farm and go into crop insurance full time. Today, my son runs the company and I help him. My wife is still involved, as is my daughter. It is a true family business and is rewarding for all of us.<\/p>\n

I know firsthand that families devote vast amounts of financial resources, time and energy to growing the food that feeds the world. I also know firsthand that farming is extremely risky. The 1980s provided periods of challenging weather and prolonged low commodity prices.<\/p>\n

Back then, farmers had to go to Congress and ask for ad-hoc relief bills. Taxpayers had to cover the cost and it often took years for farmers to get relief. It wasn\u2019t a fair system so Congress asked the private insurance sector to help solve the problem.<\/p>\n

Thankfully, we now have modern crop insurance that eliminates much of the stress that comes from competing with Mother Nature and volatile markets. Revenue coverage allows a farmer to market grain well before harvest and take advantage of profitable sales opportunities that are often not available at or after harvest. Revenue coverage would have been a great blessing for Ohio farmers during the 1980s, when ongoing low commodity prices took a huge toll on grain farms.<\/p>\n

In my insurance business, I help farmers purchase policies that are uniquely tailored to their operations. When disaster strikes, a private-sector claims adjuster verifies the loss just like any other insurance product. Farmers pay their premiums, shoulder their deductibles and get checks in weeks, not years.<\/p>\n

It is important for policymakers to understand the part about farmers paying for coverage. This is not a handout. Farmers across the country have collectively spent $50 billion out of their own pockets in the past 17 years for coverage. They also absorb the first 25 percent, on average, of any loss before their coverage kicks in.<\/p>\n

Congress is starting its debate on the new Farm Bill, which sets out rules for crop insurance.<\/p>\n

Our policymakers often agree that coverage for natural disasters like wind, hail and drought are critical and appropriate. But the debate often focuses on whether revenue coverage is really needed. I can assure you this product has become a critical tool that is equally as important as the amazing technological advancements that have made our farms the most efficient and productive in the world.<\/p>\n

I urge Congress to keep in place the system of crop insurance we have today and allow it to expand to meet new demands.<\/p>\n","protected":false},"excerpt":{"rendered":"

By: Rex Williamson Published in The Columbus Dispatch July 26, 2017 My family has been in agriculture in northwest Ohio for generations. My great-grandfather, grandfather, and dad farmed. 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